Best credit card rewards and travel loyalty programs of 2022

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Travel can be expensive, but travelers using the best loyalty and rewards programs are offered plenty of opportunities to earn free or discounted travel and hotel rooms through everyday spending on gas, groceries and other purchases.

10Best teamed up with a panel of miles-and-points experts, along with travel writers, to nominate the best programs for American travelers – the credit cards, frequent flyer programs and hotel loyalty programs with the best earning potential, flexibility, extra perks and ease of redemption. Then we invited you to vote for your favorites. The results are in.

Click on each category below to see the full winners list.

Best Airline Credit Card: Allegiant World Mastercard

Earn a 15,000-point sign-up bonus when you sign up for Allegiant World Mastercard — Photo courtesy of Allegiant

The Allegiant World Mastercard earns three points per dollar on Allegiant purchases (including air, hotel and car rental), two points per dollar on qualified dining and a point per dollar on everything else. Other perks include a 15,000-point sign-up bonus, BOGO vacation packages, priority boarding and a free beverage on every flight.

Full list of winners: Best Airline Credit Card »

Best Frequent Flyer Program: Allegiant Air Allways Rewards

Earn rewards for more than just flights with Allegiant Air Allways RewardsEarn rewards for more than just flights with Allegiant Air Allways Rewards — Photo courtesy of Allegiant

Use your points any time you wish with Allways Rewards by Allegiant Air. Earn all kinds of rewards in all kinds of ways and explore a variety of exclusive member offers and promotions. It’s free to join and points don’t expire until 24 months of inactivity. Earn one point for every dollar spent on Allegiant.com or 2 points per dollar for itineraries over $500. With a no-minimum-point redemption policy, enjoy the many rewards available to members.

Full list of winners: Best Frequent Flyer Program »

Best Hotel Credit Card: Wyndham Rewards Earner Card

New cardholders receive up to 75,000 bonus points after spending their first $2,000 with the Wyndham Rewards Earner CardNew cardholders receive up to 75,000 bonus points after spending their first $2,000 with the Wyndham Rewards Earner Card — Photo courtesy of Wyndham Rewards

Wyndham Rewards Earner cardholders enjoy up to 75,000 bonus points after spending just $2,000. That’s enough points for up to 10 free nights! Cardholders also earn up to eight points per dollar at Wyndham properties and on qualifying gas purchases, and up to 6 points per dollar spent on food (both dining and grocery stores). Other benefits include annual point bonuses, no foreign transaction fees, booking discounts and more.

Full list of winners: Best Hotel Credit Card »

Best Hotel Loyalty Program: Wyndham Rewards

Wyndham Rewards can be earned and used at more than 50,000 participating hotelsWyndham Rewards can be earned and used at more than 50,000 participating hotels — Photo courtesy of Wyndham Hotels & Resorts

The Wyndham Rewards program honors stays at more than 50,000 participating hotels, vacation clubs, and resorts worldwide. These include popular brands like Wyndham, La Quinta, Days Inn, Super 8, and Ramada. Points can also be redeemed for airline travel, gift cards, tours, and more.

Full list of winners: Best Hotel Loyalty Program »

Best Rewards Credit Card: Discover it Cash Back

Discover it Cash Back cardholders earn 5% cash back on a variety of purchasesDiscover it Cash Back cardholders earn 5% cash back on a variety of purchases — Photo courtesy of Discover

Discover it cardholders earn 5% cash back on rotating categories like gas stations, Amazon.com, restaurants and wholesale clubs, plus one percent back on all other purchases. Discover matches the cash back you’ve earned at the end of your first year.

Full list of winners: Best Rewards Credit Card »

Congratulations to all these winners! Remember to visit 10Best.com daily to vote in our Readers’ Choice contests.

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